M&T Bank is a community-focused, regional financial services company with a rich history dating back to 1856. Headquartered in Buffalo, New York, M&T Bank serves customers in several states, including New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, the District of Columbia, Vermont, and Massachusetts. With over 700 branches and 1,800 ATMs, M&T Bank provides a wide range of financial services, including banking, insurance, investments, mortgage, and commercial financial services.
In this article, we’ll explore the key details of M&T Bank, including its contact information, locations, CD rates, routing number, and more.
M&T Bank Contact Information
M&T Bank offers various contact methods to assist customers with their needs:
- Phone Numbers by Department:
- Credit Card Inquiries: Monday–Friday 6am–9pm ET, Saturday–Sunday 9am–5pm ET. Call 1-866-279-0888.
- Online & Mobile Banking: Monday–Friday 8am–9pm ET, Saturday–Sunday 9am–5pm ET. Call 1-866-279-0888.
- Mortgage Inquiries: Monday–Friday 8:30am–9pm ET. Call 1-866-279-0888.
- Business Inquiries: Monday–Friday 6am–9pm ET, Saturday–Sunday 9am–5pm ET. Call 1-866-279-0888.
- Commercial Card Servicing: Monday–Friday 6am–9pm ET, Saturday–Sunday 9am–5pm ET. Call 1-866-279-0888.
- Commercial Service Team: Monday–Friday 8am–6pm ET. Call 1-866-279-0888.
- General Service: Additional contact numbers include Sallie Mae (1-888-272-5543), NELNET (1-888-486-4722), PHEAA/AES (1-800-233-0557), New and Used Auto Loans (1-877-686-8424), Marine and Recreation (1-877-686-8424), Unsecured Loans (1-877-686-8424), Cash-Secured Loans (1-877-686-8424), Treasury Management Customer Service (1-800-724-2240), and ACH/Direct Deposit (1-800-724-2240).
M&T Bank Locations
M&T Bank has a significant presence in New York with 449 branches and ATMs. Customers can search for locations by city and state or ZIP code. The bank also provides a list of all its locations across the United States.
M&T Bank CD Rates
M&T Bank offers a range of CD options with competitive rates compared to the national average:
- Promotional 5-month CD: 5.00% APY with a $1,000 minimum deposit
- 6-month Select CD: 1.79% APY with a $1,000 minimum deposit and qualifying M&T checking account
- 12-month Select CD: 1.80% APY with a $1,000 minimum deposit and qualifying M&T checking account
The 12-month CD offers a rate of around 4.50% APY, which is relatively high compared to the national average of 1.80% APY for 12-month CDs .M&T Bank also has early withdrawal penalties for CDs, which are $25 plus 91 days’ interest for terms less than 365 days, and $50 plus 182 days’ interest for terms of 365 days or more .Overall, M&T Bank provides competitive CD rates, especially on their promotional and 12-month offerings, though customers need to meet the $1,000 minimum deposit and have a qualifying checking account for some of the better rates .
M&T Bank Routing Number
M&T Bank’s routing number is 022000869. This number is used for wire transfers and other financial transactions.
M&T Bank Additional Services
- Online & Mobile Banking: M&T Bank offers online and mobile banking services, allowing customers to manage their accounts, deposit checks, and monitor their spending habits from anywhere.
- M&T Help Center: The bank provides a comprehensive help center where customers can find answers to frequently asked questions, access financial education resources, and get personalized assistance through various channels.
- Mailing Addresses: M&T Bank has specific mailing addresses for loan and credit card payments, general correspondence, and legal documents. Customers can find these addresses on the bank’s website.
In conclusion, M&T Bank offers a wide range of financial services and tools to support its customers. With its extensive network of branches and ATMs, M&T Bank is committed to providing personalized assistance and helping customers achieve their financial goals
